BlackRock helps investors build better financial futures.As a fiduciary to investors and a leading provider of financial technology, our clients turn to us forthe solutions they needwhen planning for their most important goals.
Source: BlackRock. Based on $6.52 trillion in AUM as of 31/03/19
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The BlackRock authorised unit trusts are funds authorised under the UK Financial Services and Markets Act 2000 and are generally available for investment by the public in the UK.
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BlackRock Investment Management (UK) Limited shall have no liability for any data transmission errors such as data loss or damage or alteration of any kind, including, but not limited to, any direct, indirect or consequential damage, arising out of the use of the services provided herein.
Past performance is no guarantee of future performance.
The value of investments and the income from them may go down as well as up and are not guaranteed.
Any favourable tax treatment of a product (including but not limited to ISAs) is subject to government legislation and as such may not be maintained.
The levels and bases of, and reliefs from, taxation changed in the last Budget and may change in the future.
Rates of exchange may cause the value of investments to go up or down.
Fluctuation may be particularly marked in the case of a higher volatility fund and the value of an investment may fall suddenly and substantially.
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Please note that while some of the BlackRock funds are ring-fenced, others form part of a single company and are not. For BlackRock funds that do not have segregated liability status, in the event of a single BlackRock fund being unable to meet liabilities attributable to that BlackRock fund out of the assets attributable to it, the excess may be met out of the assets attributable to the other BlackRock funds within the same company. We refer you to the prospectus or other relevant terms and conditions of each BlackRock fund for further information in this regard.
The BlackRock unit trusts are managed by BlackRock Fund Managers Limited (authorised and regulated by the Financial Conduct Authority and a member of the Investment Management Association) which is the unit trust management affiliate of BlackRock Investment Management (UK) Limited.
The BlackRock ISA are managed by BlackRock Investment Management (UK) Limited (authorised and regulated by the Financial Conduct Authority).
Companies within the BlackRock Group which do not carry out investment business in the UK are not subject to the provisions of the UK Financial Services and Markets Act 2000. Accordingly, investors entering into investment agreements with such companies will not have the protection afforded by that Act or the rules and regulations made under it, including the UKs Financial Services Compensation Scheme.
The views expressed herein do not necessarily reflect the views of BlackRock as a whole or any part thereof, nor do they constitute investment or any other advice.
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An S&P Capital IQ fund grading represents an opinion only and should not be relied on when making an investment decision. Past performance is not indicative of future results. Currency exchange rates may affect the value of investments. Copyright © 2014 by McGraw-Hill international (UK) Limited (S&P), a subsidiary of The McGraw-Hill Companies, Inc. All rights reserved.
© 2014 Morningstar. All Rights Reserved. The information, data, analyses, and opinions contained herein (1) include the proprietary information of Morningstar, (2) may not be copied or redistributed, (3) do not constitute investment advice offered by Morningstar, (4) are provided solely for informational purposes and therefore are not an offer to buy or sell a security, and (5) are not warranted to be correct, complete, or accurate. Morningstar shall not be responsible for any trading decisions, damages, or other losses resulting from, or related to, this information, data, analyses, or opinions or their use. The Morningstar Analyst Rating™ is subjective in nature and reflects Morningstars current expectations of future events/behaviour as they relate to a particular fund. Because such events/behaviour may turn out to be different than expected, Morningstar does not guarantee that a fund will perform in line with its Morningstar Analyst Rating. Likewise, the Morningstar Analyst Rating should not be seen as any sort of guarantee or assessment of the creditworthiness of a fund or of its underlying securities and should not be used as the sole basis for making any investment decision.
•To whom this privacy statement applies and what it covers
•The legal grounds we rely on for processing personal information
• we provide products or services to you or our client;
• performing any other activities that form part of our business.
BlackRock.com and iShares.com are comprised of various global, country or regional websites, each of which is provided by BlackRock.
In the course of providing products or services to you or our client and performing due diligence checks in connection with our products or services (or discussing the possible products or services we might provide), we generally collect personal information about you. We also typically collect personal information about you when you visit or use our Website.
The personal information that we may collect depends on the specific services, activities or products we undertake but typically includes: your name; age; date of birth; gender; home address; email address; telephone number; other contact details; country of residence; passport number and other national ID numbers; employment details (for example, the organisation you work for, your job title); family circumstances (for example, your marital status where you enter it in a form on our Website or it appears in any documentation you provide to us); financial and tax related information (for example, your income, assets and tax residency where you enter such information in a form on our Website or it appears in any documentation that you provide to us); details of how you use any product or service provided by BlackRock; postings on any blogs, forums, wikis, and any other social media applications and services that we provide; IP address; browser and device type; user name that is used by you for one of our products or services; language; access times and duration; details of how you like to use our Website or the interactive products, tools, other technology or services we provide to you or our clients; websites that you visited before and after visiting our Website; details of how you like to interact with us, and similar information.
The types of personal information and sensitive or special categories of personal information that we collect will generally vary depending on the nature of the products and services that we provide to you and how you use our Website. In some cases, the sensitive or special categories of personal information that we collect include: your dietary requirements (for example, where we would like to provide you with lunch during a meeting); your health (for example, so that we can make reasonable accommodations for you in our buildings); your sexual orientation (for example, if you provide us with details of your spouse or partner); and any criminal convictions that you may have (for example, if this information is collected as part of know your client and anti-money laundering checks that we must conduct before accepting you or your employer as a client).
In some rare circumstances, we will also gather other special categories of personal information about you because you volunteer that data to us (for example, it appears in a copy of your resume/CV that you upload to our Website). In some other circumstances, the personal information we collect from you is needed to meet our legal or regulatory obligations or to provide you with the products or services requested by you or our client (who may be your employer). If so, we will indicate to you that the provision of this information is mandatory, and the consequences if we cannot collect this information.
In some cases, we will also collect personal information about you indirectly from third parties such as: (i) your employer where we provide it with products or services; (ii) third parties such as providers of know your client and anti-money laundering services which we sometimes use to help us meet our legal requirements in this area and to help us verify your identity where we provide you or your employer with products or services; (iii) intermediaries (such as independent financial advisers); (iv) background check providers which we sometimes use to verify your identity when you apply for a job through our Website; (v) third party service providers that help us to operate our Website; and (vi) from publicly available sources such as business and employment oriented social networking services and jobs boards.
Use of personal information to provide products and services
We will use your personal information to provide you or our client with products or services. As part of this, we may use your personal information in the course of correspondence relating to those products or services. Such correspondence may be with you, our client, other members of the BlackRock Group, our service providers or public or judicial authorities with the necessary authorisation.
In many cases, we also use your personal information to conduct due diligence checks in advance of providing products or services to you or our client, and to process an application from you or a prospective client to receive products or services from us. If you are referred to us by an intermediary or similar third party, we also typically use your personal information to assess whether to accept or reject your referral to BlackRock by that intermediary or similar third party.
Because we provide a wide range of products and services to our clients, the way in which we use personal information in relation to our products and services varies. For example, we use personal information about you when:
• you use our risk management platform, Aladdin
• we provide you or your employer with an insurance product or service
• you or your employer engage us to provide investment management or similar services
• you privately invest in a fund product managed by a member of the BlackRock Group
• you engage a member of the BlackRock Group to provide investment management services
• you provide us with your personal information via email or a web form.
Use of personal information collected via our Website
We generally use your personal information collected via this Website:
• to manage and improve any services provided via our Website
• to manage and improve our Website (including by drawing up statistics on the usage of our Website)
• to tailor content of our Website to provide you with a more personalised experience and draw your attention to information about products and services that may be of interest to you
• to manage and respond to any request that you submit through our Website
• to help us learn more about you, the products and services that you or your employer receive from BlackRock, and other products and services that you or your employer might be interested in receiving
• to correspond with you in relation to services you use on our Website or information you provide via our Website. This correspondence is usually with you, other members of the BlackRock Group, our service providers, or public or judicial authorities with the necessary authorisation.
Use of personal information for other activities that form part of the operation of our business
We generally also use your personal information collected via this Website for the purposes of, or in connection with:
• requests and communications from public or judicial authorities with the necessary authorisation
• financial accounting, invoicing and risk analysis purposes
• prudent operational management (including credit and risk management, insurance, audit, training and similar administrative purposes)
• client relationship purposes, which involve: (i) sending you BlackRock thought leadership or details of BlackRock products and services that we think might be of interest to you or your employer; (ii) contacting you to receive feedback on BlackRock products or services; and (iii) contacting you for other marketing or research purposes
• recruitment and business development purposes
• services we receive from our professional advisors, such as lawyers, accountants and consultants
• arrangements we have in place with intermediaries, brokers and other individuals and entities that partner with us
• considering, and entering into, any transaction involving part or all of the business or assets of the BlackRock Group
• protecting our rights and those of our clients
• meeting our corporate and social responsibilities.
We generally use your personal information for the purposes outlined above because: (a) it is necessary for our legitimate interests and does not unduly affect your interests or fundamental rights and freedoms (see below); (b) it is necessary for legal and/or regulatory obligations or requests that we are subject to, such as keeping records for tax purposes or providing information to a public body or law enforcement agency; (c) it is necessary to perform contractual obligations that we owe towards you or our client, or to take pre-contractual steps at the request of you or our client; (d) it is necessary for the performance of a task carried out in the public interest (such as assisting with diversity in the workplace where you make contact through our Website in relation to job opportunities at BlackRock); or (e) in some cases, we have obtained your prior consent.
Examples of the legitimate interests referenced above are: (i) to benefit from cost-effective services (for example, we may opt to use certain IT platforms offered by our service providers); (ii) to assess and verify any job application that you submit through the Website; (iii) to prevent fraud or criminal activity, misuses of our products and services, as well as the security of our IT systems, architecture and networks; (iv) to exercise our rights under Articles 16 and 17 of the Charter of Fundamental Rights of the European Union, including our freedom to conduct a business and right to property; and (v) to meet our corporate and social responsibility objectives.
To the extent that we process any sensitive personal information relating to you for any of the purposes outlined above, we will do so because either: (1) you have given us your explicit consent to process that information; (2) the processing is necessary for reasons of substantial public interest on the basis of applicable law (for example where we are required by law or regulatory requirements to process that information in order to ensure we meet our know your client and anti money laundering obligations); (3) the processing is necessary to carry out our obligations under employment, social security or social protection law; or (4) the processing is necessary for the establishment, exercise or defense of legal claims. The legal grounds for processing sensitive personal information outlined above at (1) to (4) appear at Articles 9(2)(a), 9(2)(g), 9(2)(b) and 9(2)(f) of the EUs General Data Protection Regulation respectively.
Where we are legally required to obtain your explicit consent to provide you with certain marketing materials, we will only provide you with such marketing materials where we have obtained such consent from you.
If you do not want to continue receiving any marketing materials from us, you can click on the unsubscribe function in the communication or e-mailat any time.
In connection with one or more of the purposes outlined in the How we use information about you section above, we generally disclose details about you to: other members of the BlackRock Group; professional advisors and third parties that provide services to us and/or other members of the BlackRock Group (such as IT systems providers, platform providers, financial advisors, consultants (including lawyers and accountants), providers of HR and recruitment services and other goods and services providers (such as providers of marketing services where we are permitted to disclose your personal information to them); intermediaries, brokers, and other individuals and entities that partner with us; competent authorities (including any national and/or international regulatory or enforcement body or court or other form of tribunal, where we (or any other member of the BlackRock Group) are required to do so by applicable law or regulation at their request); a potential buyer, transferee, merger partner or seller and their advisers in connection with an actual or potential transfer or merger of part or all of BlackRocks business or assets, or any associated rights or interests, or to acquire a business or